Skip to content

Check this out! Loan providers for teachers

  • by

Teachers are considered as one of our modern-day heroes. Aside from teaching, they also serve in the community as a part of their profession. Although teachers are regular employees of the government, they also face financial challenges that is why the Department of Education (DepEd) made several partnerships with different reputable institutions to provide efficient and low-interest loans to teachers.

If you are a regular public-school teacher, you may want to consider these institutions for your financial needs.

National or Regional DepEd Offices

Program for Public School Teachers Association (PPSTA) Eduk Loan Program (Click here to learn more- )

This program offers up to Php 300,000.00 for a minimum rate. This is available in DepEd National or Regional Offices.


Livelihood Loan Facility (Click here to learn more-

The livelihood loan facility offers up to Php 500,000.00 with a fixed interest rate of 10.5% per annum.

Union Bank

City Savings Loan (Click here to learn more-

Union bank offers the City Savings Loan where teachers can loan an aggregate amount of Php 875,000.00.The loan term offers 12,18,24 or 36 months where individual with existing loans can re-loan for the said offer.The processing time is as fast as 1 hour during regular season and 1 day for peak season.


Puhunang Pangkabuhayan ng mga Namamasukan -PPN (Click here to learn more- )

PPN offers loan to teachers with 1 year term for 0.9% interest monthly or 2 year term with 1% interest monthly.

What are the minimum qualifications?

  • 18 – 62 years old
  • A regular employee of DepEd
  • A teacher for at least a year
  • Able to submit his or her latest payslips

Application forms are available at their respective websites which you can visit online.


Leave a Reply

Your email address will not be published. Required fields are marked *